Digi Gold Saving Scheme

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Terms and Conditions:

• • The Digi Gold Scheme allows customers to invest money and accumulate gold weight.
  • The scheme is valid for 330 days (11 months) from the date of the first payment.
  • Customers can invest any amount starting from ₹100.
  • Customers can make multiple payments in a single day
  • There is no maximum investment limit per day.
  • A minimum total investment of ₹10,000 within 300 days is required under this scheme.
  • All amounts paid will be converted into gold weight based on the company’s board rate on the payment date.
  • Customers will receive an instant gold weight bonus based on the investment period, as per the benefit slab.
  • Customers will receive full bonus benefits only after completing 330 days (11 months).
  • If the customer closes or terminates the scheme before completion, no bonus gold weight will be given.
  • After completion of 330 days (11 months), customers can purchase gold jewellery or gold coins, subject to availability at the time of redemption.
  • Partial redemption of accumulated gold weight is not allowed under any circumstances.
  • The scheme tenure cannot be extended under any circumstances.
  • Jewellery must be purchased and collected within 30 days from the completion of the scheme period.
  • No cash refund will be permitted under any circumstances.
  • Transfer of ownership of this scheme is not allowed.
  • GST and other government taxes applicable at the time of redemption must be paid by the customer.
  • Making charges, wastage charges, and stone charges (if applicable) must be paid by the customer
  • After scheme completion, customers cannot claim any discount on making charges or wastage charges.
  • Special offers and festive offers are not applicable under this scheme.
  • Jewellery customization is not allowed under this scheme.
  • Gold prices are market-linked and may increase or decrease. The company is not responsible for price fluctuations.
  • Purchase of jewellery or gold coins is subject to availability of stock at the time of redemption.
  • Customers must submit one valid ID proof (Aadhaar) and PAN card details at the time of enrolment and redemption.
  • Customers can monitor their investments through the Digi Gold App.
  • Customers are responsible for ensuring that their personal details and KYC information are correct and up to date.
  • In case of any technical or system-related issues, the company’s records will be considered final.
  • The management reserves the full right to modify or change the terms and conditions of this scheme at any time without prior notice
  • The management reserves the full right to modify or change the terms and conditions of this scheme at any time without prior notice.
  • Any dispute related to this scheme shall be subject to Mettur Dam court jurisdiction only.

Gold Weight Bonus Structure

Example: If a customer invests ₹15,000 within the first 75 days, they will receive an instant bonus worth ₹1,125 as gold weight, added to their account.