Join Now

📞 Call us at +91 9842744049

Contact us on WhatsApp

Terms and Conditions:

• The Thanga Puthaiyal Savings Plan allows customers to save money monthly to purchase gold jewellery of their choice at the end of the scheme
• Customers can save ₹1,000, ₹2,500, ₹5,000, ₹10,000, or more per month for a period of 11 months
• Monthly installments can be paid through cash, card, or online payment methods.
• Each monthly payment will be converted into 22kt gold weight based on the daily gold market rate.
• If a monthly installment is delayed, the customer must regularize the payment as per the jeweller’s guidelines to continue in the scheme.
• No interest will be paid for any advance or excess payments made under this scheme.
• After completion of 11 monthly installments, the customer will become eligible to purchase jewellery only after one month from the date of payment of the 11th installment.
• Jewellery must be purchased within the validity period specified by the management after the scheme maturity.
• The customer may purchase gold jewellery or gold coins under this plan, subject to availability at the time of purchase.
• Partial redemption of the accumulated gold weight is not allowed under any circumstances. The full accumulated weight must be redeemed at one time.
• Under this scheme, no wastage charges are applicable up to 18%. If the wastage charges exceed 18%, the difference amount must be paid by the customer based on the gold rate applicable onthe date of jewellery purchase.
• If the weight of the selected jewellery exceeds the total accumulated scheme weight, the difference amount must be paid by the customer.
• The final gold weight will be adjusted based on the selected jewellery design at the time of purchase.
• If customers choose jewellery with stones such as Diamond, Ruby, Emerald, etc., the stone cost must be paid separately by the customer.
• GST as per government rules must be paid by the customer at the time of jewellery purchase.
• Jewellery customization is not allowed under this plan. Customers must choose from the available designs at the time of purchase.
• This savings plan cannot be combined with any other offers, discounts, or schemes.
• Customers must produce valid identity proof at the time of joining the scheme as well as at the time of jewellery purchase.
• This scheme is non-transferable and can be redeemed only by the enrolled customer.
• .If a customer exits the scheme before maturity, no benefits will be provided, and the amount paid will not be refunded.
• As per applicable government regulations, multiple accounts cannot be combined if payments are made in cash and the total cash amount across such accounts exceeds ₹1,99,000.
• All decisions related to this scheme will be taken by the management, and such decisions will be final and binding.
• Any disputes related to this scheme will be subject to Metturdam court jurisdiction only.
• The management reserves the right to modify or change the terms and conditions of this scheme at any time without prior notice.
• Payments under this scheme can be made only during business hours, that is, from 10:00 AM to 7:30 PM.