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Terms and Conditions:

• The Unique Gold Plan requires a minimum deposit of 8 grams of your existing gold for a period of 11 months.
• This is a one-time investment scheme.
• Customers can deposit gold jewellery, gold bars, or gold coins.
• The deposited gold must be of 916 hallmarked purity. If the purity is less than 916, the gold must be purified to BIS 916 standard before joining the scheme.
• After completing 11 months, customers are eligible to purchase new 916 HUID hallmarked gold jewellery or gold coins, subject to availability at the time of purchase.
• GST tax is applicable on the jewellery you purchase.
• Jewellery selection and purchase can be done only after completion of 11 months from the date of joining the scheme.
• No wastage charges will be applied up to 18%. If the wastage exceeds 18%, the extra amount payable by the customer will be calculated based on the gold rate applicable on the date of jewellery purchase.
• If customers choose jewellery with stones(such as Diamond, Ruby, Emerald, etc.), the stone value must be paid separately by the customer.
• If the weight of the selected jewellery or gold coins exceeds the deposited gold weight, the difference amount must be paid by the customer, based on the gold rate applicable on the date of purchase.
• In case of premature withdrawal, the deposited gold (bars, coins, or jewellery) will not be returned. The customer can purchase new jewellery from our showroom for the deposited gold weight. Applicable wastage and making charges will apply. GST as per government rules must be paid by the customer. A discount may be offered based on the number of months completed in the scheme.
• Cash refund is not allowed under any circumstances.
• Jewellery customization is not allowed under this plan. Customers must choose from the available designs at the time of purchase.
• Customers must complete the purchase for the total deposited gold weight in a single billing. Partial purchase is not allowed.
• Customers must produce valid identity proof at the time of deposit and jewellery purchase.
• Jewellery must be purchased within the validity period specified by the management after plan maturity.
• This scheme is not transferable to another person.
• Once the jewellery is purchased by the customer or an authorized person by submitting the deposit receipt, no other person shall have any right or claim over the jewellery.
• .A copy of the deposit receipt will not be provided under any circumstances.
• No interest will be paid for any advance or excess payments made under this scheme.
• This scheme cannot be combined with any other offers or discounts.
• The management reserves the right to modify or change the terms and conditions of this scheme at any time without prior notice.
• The management’s decision will be final in all matters
• Any disputes will be subject to Mettur Dam court jurisdiction only.